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Built for Hospitality

Insurance Products

Which Coverage Fits Your Business?

Hospitality Insurance Group (HIG) offers specialized commercial insurance products designed exclusively for hospitality businesses that serve or sell alcohol. With decades of industry experience, we provide coverage solutions that address the unique risks faced by restaurants, bars, liquor stores, caterers, breweries, and special events.
Products
Liquor Liability
Commercial General Liability
Commercial Property
BOP
Craft Brewery
Excess Liability
Temporary Event Coverage
Our Products

Coverage for Every Hospitality Business

From single-line policies to bundled coverage programs, Hospitality Insurance Group delivers flexible insurance options backed by knowledgeable underwriting and responsive service.
Overview

Liquor Liability Insurance

Liquor liability insurance protects hospitality businesses from claims arising out of the sale or service of alcoholic beverages. This essential coverage is designed for businesses operating in a high-risk, highly regulated environment.
Ideal for:
Bars, restaurants, taverns, liquor stores, caterers, social clubs, breweries, and special events
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Overview

Commercial General Liability Insurance

Commercial general liability (CGL) insurance protects businesses from claims involving bodily injury, property damage, and personal injury related to daily operations.
Key protections include:
Premises liability, off-premises exposures, and optional endorsements for hospitality-specific risks.
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Overview

Commercial Property Insurance

Commercial property insurance helps protect buildings, contents, equipment, inventory, and business income from covered property losses. Our coverage is designed to meet the operational realities of hospitality businesses.
Coverage options may include:
Buildings, contents, loss of income, equipment breakdown, and property enhancement endorsements.
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Overview

Excess Liability Insurance

Excess liability insurance provides an additional layer of protection above underlying liquor liability and general liability policies. This coverage is designed to help safeguard businesses against catastrophic losses.
Best suited for:
Hospitality businesses seeking higher liability limits and added financial protection.
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Overview

Temporary Event Insurance

Temporary event insurance provides short-term general liability and liquor liability coverage for one-day or special events involving the sale or service of alcohol.
Best suited for:
Weddings, festivals, fundraisers, private parties, and corporate events.
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Overview

Business Owners Policy (BOP)

A Business Owner’s Policy (BOP) is a bundled insurance solution that combines key property and liability coverages into a single policy for eligible hospitality businesses.
Benefits include:
Simplified coverage, cost efficiency, and comprehensive protection tailored to qualifying operations.
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Overview

Craft Brewery Insurance

Craft brewery insurance is a specialized insurance solution designed for breweries with unique production, retail, and distribution exposures.
Coverage considerations include:
On-site consumption, manufacturing risks, special events, and distribution-related liabilities.
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Built for Hospitality. Backed by Experience.

Hospitality Insurance Group focuses exclusively on the hospitality industry, allowing us to anticipate risk, tailor coverage, and support agents and policyholders with insurance solutions that reflect real-world operations.
Get a Quote or Learn More
To learn more about a specific product or to obtain a quote, please contact your local independent insurance agent or reach out to Hospitality Insurance Group directly.
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