Will reporting an incident that does not lead to a claim affect my premium?
No. Reporting an incident that does not result in a claim does not affect your insurance premium. Hospitality Insurance Group encourages prompt incident reporting so situations can be documented and addressed appropriately.
Will my policy be cancelled if there is an increased frequency of reported incidents?
No. Hospitality Insurance Group does not cancel policies based on the frequency of reported incidents. Reporting incidents helps protect you and allows for early investigation and resolution when needed.
Why is prompt incident reporting important?
- Prompt reporting leads to prompt investigation.
- Prompt investigation leads to a stronger defense.
- A stronger defense leads to better outcomes.
- Better outcomes help support long-term premium stability.
Reporting incidents early allows us to gather accurate information while details are still fresh and helps protect your interests if a claim develops later.
What information is required when reporting an incident?
When reporting an incident, please include:
- How the bodily injury or property damage occurred
- When and where the incident took place
- Names and addresses of any injured parties
- Names and addresses of any witnesses
Providing complete and accurate information helps ensure a timely review and response.
How do I report an incident?
Incident report forms are available through your insurance agent or on this website. Completed forms should be submitted to your agent by email or fax as soon as possible. Your agent will then notify Hospitality Insurance Group.
For agents:Submit a digital Incident Report form
here.
Who should I contact if I have questions about reporting a claim?
If you have questions about reporting an incident or claim, please contact
Stephanie ConnonPhone:
508-366-1140Email:
loss@hmic.com.avif)
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