Does Hospitality Insurance Group insure craft breweries that have on-site sales and distribution?
Yes, we have a new brewery program that can cover a diverse range of exposures for your brewery operations, including restaurants, tasting rooms, and bars.
What coverage form does the company use to insure property and GL for breweries?
This program introduces our new Commercial Property Brewery Enhancement Endorsement and provides the specialized coverage brewers need in conjunction with the ISO Commercial Property and Commercial GL form.
What are some of the other special coverages provided by the brewery enhancement endorsement?
Some of the other special coverages include contamination, spoilage due to mechanical breakdown, key employee replacement coverage, processing water loss extra expense, product withdrawal and more.
Can the company provide coverage for off-premises events?
Yes! Our new endorsement, Off-Premises Brewfests or Beer Festivals, provides liquor liability coverage for off-premises beer festivals and Brewfests.
Do you offer off-premises coverage for other types of events?
Yes, our Temporary Events policy can be used to cover breweries at other events such as farmers markets, craft fairs and other such events.
What size breweries are you targeting with this program?
We are targeting small to mid-size breweries with this new program.
Will you insure new venture craft breweries in this program?
New ventures will be considered on a case-by-case basis depending on the resume of the owners, master brewer and management team.
Does Hospitality Insurance offer any discounts specific to breweries?
Yes, we offer a 15% liquor liability discount to members of the brewer’s guild/associations in MA, NH, VT and NC when written through us. Watch for more state associations to be added in the future. We also offer the 15% liquor liability discount to the restaurant association members in all of our states. If your brewery belongs to one of those associations you also qualify for the discount.
.avif)
.svg)
